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⚠ Information changes frequently. Welcome bonuses, earning rates, transfer ratios, and annual fees shown on this page are based on publicly available information at the time of writing and are subject to change without notice. Promotional offers are time-limited and may not be available when you apply. Card issuers run bonus promotions periodically — current offers may be higher or lower than the standard figures shown. Always verify current terms directly with the card issuer before applying. Meilenguru is not a financial adviser. This page is for informational purposes only.

Programme 01 — Star Alliance

Miles & More —
the obvious starting point

Every way to earn Miles & More miles from Switzerland, what they're worth, and how to redeem them well.

Miles & More Flying Blue Amex MR The Benchmark ✦ Referral Codes →

Programme 01

Miles & More —
the obvious starting point

SWISS flies out of Zürich. Lufthansa Group covers most of Europe and beyond. Multiple Swiss card issuers are competing for your business with welcome bonuses. For most people in Switzerland, Miles & More is where you start — and for good reason.

3+
Swiss card issuers

Welcome bonuses — credit cards

Swisscard · Classic Duo

SWISS M&M Classic

Amex + Visa duo. The entry point — solid welcome bonus, half-price first year. Requires 13 months to keep the miles.

12,000
Welcome miles · CHF 60/120 p.a.
View card →
Swisscard · Gold Duo

SWISS M&M Gold

Amex + Visa duo. Better earning rate (up to 2 miles/CHF 2 on Amex), higher welcome bonus, practical mid-tier choice.

15,000
Welcome miles · CHF 110/220 p.a.
View card →
Swisscard · Platinum Duo

SWISS M&M Platinum

Amex + Mastercard duo. Up to 2.4 miles per CHF 2 on Amex. Best earning rate from Swisscard. Includes Priority Pass.

20,000
Welcome miles · CHF 350/700 p.a.
View card →
Cornèrcard · Classic Combo

Cornèr Classic + Diners

Two-card combo (Visa + Diners Club). Diners earns 1 mile per CHF 1 — best base rate in Switzerland. Miles don't expire with monthly use.

20,000
Welcome miles · CHF 70/140 p.a.
View card →
Cornèrcard · Gold Combo

Cornèr Gold + Diners

Diners earns 1 mile per CHF 1. Visa earns 1 mile per CHF 2. Spend bonuses at CHF 10k/20k/30k thresholds. Lounge access from CHF 7,500 spend.

40,000
Welcome miles · CHF 110/220 p.a.
View card →
Cornèrcard · Platinum Combo

Cornèr Platinum + Diners

Top-tier combo. Diners earns 2 miles per CHF 2. Priority Pass Prestige (unlimited visits). Unlimited monthly spend. Currently up to 85,000 miles welcome bonus.

60,000–85,000
Welcome miles · CHF 750 p.a.
View card →
Promotions change frequently. Cornèrcard in particular runs elevated welcome offers (currently up to 85,000 miles until May 2026). Always check the current offer before applying. The standard welcome bonus is shown above; promo bonuses can be significantly higher.

Everyday earning — CHF spending

Best earning rate

Cornèrcard Diners Club

The single best earning rate for CHF day-to-day spending in Switzerland. Used alongside a Visa for merchants that don't accept Diners, it forms the strongest earning duo.

1 mile
per CHF 1 spent — at all times
Annual spend bonuses

Cornèrcard spend milestones

Additional miles credited automatically when you hit annual spend thresholds. Calculated separately per card, so combined Visa + Diners spending both count.

+5,000
At CHF 30,000 annual spend (Gold)

Non-card earning opportunities in Switzerland

Insurance

Zurich Insurance

Miles credited when taking out qualifying Zurich Insurance products in Switzerland. Home, car, and life policies can earn miles at sign-up.

Variable · check current offer
Zurich Insurance →
Retail

Coop Supercard

Convert Coop Superpoints into Miles & More award miles. Every CHF spent at Coop earns Superpoints which can be transferred. Useful for household grocery spend.

Superpoints → M&M miles
Coop partnership →
Buying miles

Purchase miles

Miles & More allows direct purchase of miles. Rarely the best value, but useful to top up an account by a few thousand miles to unlock a specific award.

~CHF 0.03–0.05 per mile
Buy miles →
Car rental

Sixt, Hertz, Avis

All three major rental partners earn Miles & More miles on qualifying bookings. Particularly valuable when combined with card spend bonuses at the same time.

500–2,000 miles per rental
Realistic earning scenario — average Swiss household
Based on CHF 1,500/month card spend (CHF 18,000/year) · Cornèrcard Gold Duo · Year 1 including welcome bonus
Welcome bonus
40,000
Cornèrcard Gold
+
Annual spend (18k CHF)
18,000
Diners @ 1 mile/CHF 1
+
Spend milestone bonus
3,000
CHF 20k threshold
=
Year 1 total
61,000
Miles & More award miles
Key M&M strategy notes
  • Dynamic pricing since June 2025: LH Group (SWISS, Lufthansa, Austrian) now uses dynamic award pricing. Star Alliance partners still use the fixed chart — often offering better value. Full guide to navigating dynamic pricing →
  • Mileage expiry: M&M award miles expire after 36 months without activity. A Cornèrcard or Swisscard with one eligible purchase per month protects your balance indefinitely.
  • First Class availability: Lufthansa First Class award space typically opens within 14 days of departure. Having miles ready in your account is essential — you can't accumulate in a rush.
  • Amex transfer: Swiss Amex Membership Rewards transfer to Miles & More at 2:1 (2 Amex points = 1 M&M mile). Factor this ratio into your strategy when holding Amex points.

Want a personalised version of this?

Your cards. Your spending.
Your redemption.

The strategies above are general. Your situation is specific. In 30 minutes we go through your actual cards, your actual spending, and work out the fastest path to your first Business Class redemption.

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