Scope
These terms apply to your use of meilenguru.ch, operated by Sam Penfold (see the Legal Notice for full details). By using this site, booking a consultation, or signing up for the newsletter, you accept these terms. If you don't agree with them, please don't use the site.
Site content
Meilenguru publishes general information and strategy guidance on earning and redeeming airline miles and credit card rewards in Switzerland. It is editorial content, not financial, tax, or legal advice. Welcome bonuses, earning rates, award availability, and mileage requirements change frequently and are set by third-party card issuers and airline programmes, not by Meilenguru — always verify current terms directly with the issuer or programme before applying for a card or booking an award.
Consultation bookings
Consultations are booked and paid for (CHF 79) through the booking page, via Cal.com and Stripe. By booking, you agree to the following:
- Rescheduling: you may reschedule your consultation free of charge up to 24 hours before the scheduled time, using the link in your confirmation email.
- Cancellations: cancellations made at least 24 hours before the scheduled time are refunded in full. Cancellations or no-shows with less than 24 hours' notice are non-refundable.
- Scope of advice: the consultation is general strategy guidance based on the information you provide. It is not a guarantee of any specific outcome, welcome bonus, or award availability, all of which remain at the discretion of third-party card issuers and airlines.
Referral and affiliate links
Some links to card issuers and financial partners on this site are referral or affiliate links. Meilenguru may receive compensation from the issuer if you apply through one of these links. This never affects the price you pay, the terms you're offered, or the underlying editorial content — card reviews and comparisons reflect our own independent assessment, not which partner pays the most.
Intellectual property
All text, graphics, and original content on this site belong to Meilenguru unless otherwise credited. You're welcome to link to or quote short excerpts with attribution; please don't reproduce full articles elsewhere without asking first. Card issuer and airline logos, names, and trademarks referenced on this site belong to their respective owners — see the disclaimer in the site footer.
Liability
Meilenguru makes reasonable efforts to keep information accurate and current, but welcome bonuses, fees, and award charts are set by third parties and can change without notice. We're not liable for decisions made based on information on this site, including card applications, award bookings, or missed promotions. Use of any third-party service linked from this site (card issuers, Cal.com, Stripe, airline programmes) is governed by that provider's own terms.
Changes to these terms
These terms may be updated from time to time to reflect changes to the site or applicable law. The date of the most recent update is shown at the bottom of this page. Continued use of the site after an update means you accept the revised terms.
Governing law
These terms are governed by Swiss law. Any dispute arising from your use of this site or a booked consultation falls under the jurisdiction of the courts of Zürich, Switzerland.
Last updated: September 2026. These terms were written in good faith but don't replace legal advice. For a binding assessment of your specific situation, consult a qualified professional.