Where this card fits —
the high-spend ceiling

Platinum is not a different earning product from Cornèrcard Gold — it's the same 1 mile per CHF 1 Diners rate, with unlimited Priority Pass lounge access and no monthly earning cap layered on top for a CHF 750 annual fee. The question isn't "which card earns more" — they earn identically. It's whether the lounge access and higher ceiling are worth CHF 530/year more than Gold.

We cover it in more depth as part of our full Swiss credit card comparison — this page is the focused, standalone version.

A note on the disclaimer
Live promo through 29 November 2026
The card

Cornèrcard M&M Platinum + Diners —
in full

Cornèrcard Platinum + Diners Highest ceiling

Welcome bonus (standard)

15,000

Diners earning rate

1 mile / CHF 1

Annual fee

CHF 750

Why it works

  • Elevated promo live through 29 Nov 2026 — 60,000 miles guaranteed (up to 85,000 with the draw)
  • Priority Pass Prestige — unlimited lounge access
  • No monthly spend cap on miles earning
  • Same 1.2% FX fee as Gold — cheap for travel spending

The trade-offs

  • CHF 750 annual fee is high relative to the same earning rate as Gold
  • Only worthwhile at CHF 30,000+ annual card spend, or frequent enough travel to use the lounge access
  • Diners Club still not accepted everywhere
Head-to-head

How it compares —
like for like

Metric Cornèrcard Platinum Cornèrcard Gold Swisscard M&M Platinum Amex Platinum CH
Welcome bonus (standard) 15,000 miles 10,000 miles 10,000 miles 45,000 MR pts
Currently elevated to 60,000, up to 85,000 with draw (ends 29 Nov 2026) 40,000, up to 65,000 with draw (ends 29 Nov 2026) 40,000 (ends 24 Sep 2026)
Base earning rate 1 mile / CHF 1 (Diners) 1 mile / CHF 1 (Diners) 1 mile / CHF 2 (Mastercard) 1 MR / CHF 1 (→ 0.5 miles at 2:1)
Annual fee CHF 750 CHF 220 (CHF 110 yr 1) CHF 700 (CHF 350 yr 1) CHF 900 (no yr 1 discount)
Lounge access Priority Pass Prestige (unlimited) — compare across cards 5 free from CHF 7,500 spend Priority Pass included Priority Pass Prestige (unlimited)
FX fee 1.2% 1.2% 2.5% 2.5%
Best suited to High spenders who also travel often Everyday spend, occasional flyers Frequent SWISS flyers Welcome bonus + flexibility

Not collecting Miles & More? The Viseca Flying Blue World Mastercard is the direct-earning pick for Flying Blue collectors instead.

The picker

Who this card
is for

Pick your situation

If you spend

CHF 30,000+/year on the Diners → Platinum earns its fee back

At CHF 30k/year spend, the extra CHF 530 fee over Gold is a small fraction of the miles you're already earning — and you get unlimited lounge access on top.

If you fly

Often enough to value unlimited lounge access → Platinum

If you'd otherwise buy individual lounge passes or a standalone Priority Pass membership several times a year, Platinum's unlimited access alone can justify the fee independent of spend level.

If you spend

Under CHF 20,000/year and rarely need a lounge → Gold instead

Identical earning rate, CHF 530/year cheaper. See the Cornèrcard Gold review — for most people, this is the better default.

The other side

The case for paying
the CHF 530 premium

Because Platinum and Gold earn identically, the entire case for Platinum rests on two things that have nothing to do with miles: lounge access and the absence of a monthly earning cap. If neither applies to you, Gold is strictly better value — there's no earning-rate argument for Platinum on its own.

A rough breakeven

Platinum isn't a better earning card than Gold — it's the same card with a travel-perks subscription attached. Whether that subscription is worth CHF 530 depends entirely on how much you fly, not how much you spend.

FAQ

Frequently asked
questions

Is the Cornèrcard Miles & More Platinum + Diners combo worth it? +

Only above roughly CHF 30,000 in annual card spend, or if you fly often enough to make real use of unlimited Priority Pass lounge access. The earning rate (1 mile per CHF 1) is identical to the cheaper Gold tier — Platinum's CHF 750 fee buys lounge access and no earning cap, not a better rate.

What's the actual difference between Cornèrcard Gold and Platinum? +

Same 1 mile per CHF 1 Diners rate, same underlying mechanics. Platinum adds unlimited Priority Pass Prestige lounge access, removes any monthly earning cap, and costs CHF 750/year versus CHF 220 for Gold.

Is unlimited lounge access worth CHF 530 more per year than Gold? +

Depends entirely on how often you fly. If you'd otherwise pay for individual lounge visits or a separate Priority Pass membership more than a handful of times a year, the math favours Platinum. Occasional flyers are better served by Gold and paying for lounge access separately when needed.

Not sure Platinum is worth the premium?

Let's run the numbers on your spend and travel.

Whether Platinum pays for itself depends entirely on your actual spend and how often you fly. In 30 minutes we work out whether the upgrade makes sense for you specifically.

Book a session — CHF 79 →